Why call Bill Sikes for your credit pool in Belgium?
There are a large number of lending institutions, banks and credit brokers, so how do you find a trusted partner? How to differentiate them? What are the advantages of going through Bill Sikes for its credit pool in Belgium?
Bill Sikes is a company specializing in credit which has been present in Belgium since 1980. Thanks to an experience of almost 40 years, Bill Sikes enjoys a high profile in Belgium and the Grand Duchy of Luxembourg, under the name Creditfixer. Indeed, Bill Sikes is active on the Belgian and Luxembourg market and offers tailored solutions: consumer credit, personal loan, mortgage loan, cash reserve and even pooling of loans in Belgium and the Grand Duchy of Luxembourg.
Bill Sikes’s number one asset is its independence from financial institutions. Thanks to this autonomy, Bill Sikes advisors can advise you and offer you the best offers on the market for your particular situation. Each file is analyzed and studied with great rigor to offer you the solution best suited to your needs. One thing counts for us: the satisfaction of our customers.
Moreover, unlike banks, credit is our only business. That makes us credit specialists. In a few figures, Bill Sikes is no less than 40 million euros in installment loans per year. So, contact us to concretize your credit application or loan consolidation in Belgium and the Grand Duchy of Luxembourg.
To improve the management of your budget or to reduce your monthly payments, the grouping of credits in Belgium is a solution.
What are the conditions and characteristics of this financial solution at Bill Sikes?
In the case of customers who find it difficult to manage their repayments on a daily basis or who need them to be consolidated and reduced, we propose a consolidation of their loans in Belgium. But at what rates? At Bill Sikes, the Global Effective Annual Rate, or more commonly known as APR, varies according to different parameters. What can change it?
First, the duration of the credit agreement will have an impact on the tax rate. Then, the total amount of all consolidated loans to be repaid, the annual fixed rate, but also the terms of payment. At home, the APR fluctuates around 10%. If you wish to have a more precise idea of the conditions that you could obtain in our agency, you just have to make a simulation of credit via our simulator. It allows you to have an overview of your possibilities according to your personal situation. If you want a real offer of credit consolidation in Belgium very precise, apply for credit online. It is free and without commitment, allowing you to think carefully before you start a group of credits in Belgium.
Is it better to take insurance at the same time as a pool of credits in Belgium?
Insurance is not mandatory at Bill Sikes, but we strongly recommend it anyway. Indeed, an insurance “remaining due” for your group of credits in Belgium, allows you to preserve the safety of your loved ones in case of problem. If you die before the end of your repayment period, your family will not inherit your debts, the insurance will cover the repayment of the remaining monthly payments for your credit pool in Belgium.
What are the benefits of credit consolidation in Belgium with Bill Sikes?
Thanks to the grouping of credits in Belgium, you benefit from:
- One and only credit
- From a single interlocutor
- One monthly payment
- Daily management of your simplified repayments
- Fixed rate and duration
The grouping of credits in Belgium, is it a good idea?
In a few lines, here are some explanations that will help you to know if this manipulation can benefit you later.
Consolidation of loans in Belgium involves taking out a new loan to repatriate all outstanding loans on a single offer. The institution that buys the loans puts them in the same envelope: for the consumer, this allows to have only one interlocutor for all refunds, and especially to add them together to pay a monthly payment. On the financial side, this solution is practical because it greatly facilitates the management of expenses. In addition, it is quite possible to group credit of different orders (mortgages, installment, car financing or work, etc.). Of course, for the transaction to be valid, the borrower must ensure that the credit consolidation will benefit him. He must not hesitate to ask the help of a broker to optimize the maneuver.
How to reduce the repayment of your loans every month?
If you lack purchasing power, find out about credit consolidation in Belgium, which can help you.
Every month, some families have to pay two, three or four credits (and sometimes even more). The deadlines do not always fall at the same time, we do not necessarily expect because they happen to be forgotten, and it seems to lose progressively in purchasing power. In this configuration, it is strongly recommended to think about the grouping of credits in Belgium. Of course, this is again a loan that costs money. But this alternative makes it possible especially to lighten the monthly payments when these are too heavy. Indeed, the institution that buys the loans may offer a longer repayment period, which will provide more flexibility each month to the consumer. This practice applies to all types of loans (in real estate, consumption, automobiles, etc.).
If you are thinking about credit consolidation in Belgium, Bill Sikes gives you several good reasons to take the plunge: in many cases, this initiative is profitable.
It is not always easy to know whether, in his particular case, the consumer can take full advantage of a pool of credits in Belgium. At Bill Sikes, to offer maximum visibility to everyone, we have set up an online simulation tool that is both practical and intuitive. With a few clicks, it allows all Internet users to have an idea of what will cost them their purchase of credits, but also the possibility of reducing the weight of monthly payments by extending the duration of repayments (to have more power of purchase). This practice makes it possible to simplify the relations with the credit institutions, since the individual only has one interlocutor for all his loans. It also offers a satisfactory flexibility on the management of monthly payments. Finally, with Bill Sikes, everyone can benefit from personalized advice from a broker.
Why ask for personalized advice in the context of a loan consolidation in Belgium?
Bill Sikes explains its added value in a few lines. Since it is easily accessible on the Internet, credit consolidation in Belgium can be realized in a dematerialized way, without ever having to open the door of a bank. However, if Bill Sikes gladly accepts the files transmitted by the web, we also strive to offer advice to each of our customers. Indeed, we are convinced that, to calmly address its finances, it is necessary to be able to rely on reliable and experienced interlocutors, able to guide each consumer in the most profitable practices for him. Bill Sikes provides its customers with a telephone number, an e-mail address and can even travel to their home if necessary. An accompaniment from A to Z, professional and tailor-made (possibility to make an appointment at night or to call on weekends).